:root {
  --bg: #ffffff;
  --surface: #edf2ff;
  --text: #1f2d55;
  --muted: #5a6791;
  --primary: #3f63e0;
  --primary-hover: #2e52cc;
  --accent: #c92a2a;
  --accent-hover: #a91f1f;
  --border: #d7e2ff;
  --radius: 14px;
  --shadow: 0 10px 28px rgba(63, 99, 224, 0.12);
  --max: 1160px;
}

* {
  box-sizing: border-box;
}

html,
body {
  margin: 0;
  padding: 0;
}

body {
  font-family: "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.55;
}

body.menu-open {
  overflow: hidden;
}

a {
  color: var(--primary);
  text-decoration: none;
}

a:hover,
a:focus-visible {
  text-decoration: underline;
}

img {
  display: block;
  width: 100%;
  height: auto;
  border-radius: 12px;
}

figure {
  margin: 0;
}

.container {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
}

.skip-link {
  position: absolute;
  left: -999px;
  top: 0;
  background: #000;
  color: #fff;
  padding: 0.65rem;
  z-index: 999;
}

.skip-link:focus {
  left: 0.5rem;
  top: 0.5rem;
}

.topbar {
  background: var(--primary);
  color: #fff;
  font-size: 0.92rem;
}

.topbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  padding: 0.55rem 0;
  flex-wrap: wrap;
}

.topbar a {
  color: #fff;
  font-weight: 600;
}

.site-header {
  background: #fff;
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 50;
}

.nav-wrap {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.62rem 0;
  gap: 1rem;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.62rem;
  min-width: 0;
  font-weight: 700;
  font-size: 1rem;
  color: var(--primary);
}

.brand-logo {
  width: 42px;
  height: 42px;
  border-radius: 0;
  flex: 0 0 auto;
}

.brand-text {
  display: inline-grid;
  line-height: 1.05;
  font-size: 0.95rem;
  color: #1f2d55;
}

.brand-text span:first-child {
  font-weight: 800;
}

.brand-text span:last-child {
  font-size: 0.88rem;
  font-weight: 600;
}

.menu-toggle {
  border: 1px solid #d3deec;
  background: #f8fbff;
  border-radius: 11px;
  padding: 0.56rem 0.86rem;
  color: #2747b8;
  font-weight: 800;
  min-width: 5.2rem;
  text-align: center;
}

.main-nav {
  display: block;
  width: 100%;
  max-height: 0;
  opacity: 0;
  overflow: hidden;
  transform: translateY(-0.35rem);
  transition: max-height 0.28s ease, opacity 0.22s ease, transform 0.22s ease;
}

.main-nav.open {
  max-height: 85vh;
  opacity: 1;
  transform: translateY(0);
}

.main-nav ul {
  list-style: none;
  margin: 0.65rem 0 0.15rem;
  padding: 0.6rem;
  display: grid;
  gap: 0.35rem;
  border: 1px solid #d9e5f3;
  border-radius: 12px;
  background: #f6f9ff;
  box-shadow: 0 10px 24px rgba(12, 31, 61, 0.08);
}

.main-nav li {
  width: 100%;
}

.main-nav a {
  display: block;
  padding: 0.72rem 0.7rem;
  border-radius: 10px;
  font-weight: 600;
  font-size: 1rem;
}

.main-nav a:hover,
.main-nav a:focus-visible,
.main-nav a.active {
  background: var(--surface);
  text-decoration: none;
}

.main-nav .nav-call a {
  margin-top: 0.22rem;
  border: 1px solid #992323;
  background: var(--accent);
  color: #fff;
  font-weight: 800;
  text-align: center;
}

.main-nav .nav-call a:hover,
.main-nav .nav-call a:focus-visible {
  background: var(--accent-hover);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  border-radius: 10px;
  border: 1px solid transparent;
  font-weight: 700;
  padding: 0.72rem 1rem;
  cursor: pointer;
  text-decoration: none;
  transition: transform 0.2s ease, background-color 0.2s ease;
}

.btn:hover,
.btn:focus-visible {
  transform: translateY(-1px);
  text-decoration: none;
}

.btn-primary {
  background: var(--accent);
  color: #fff;
}

.btn-primary:hover,
.btn-primary:focus-visible {
  background: var(--accent-hover);
}

.btn-secondary {
  background: var(--primary);
  color: #fff;
}

.btn-secondary:hover,
.btn-secondary:focus-visible {
  background: var(--primary-hover);
}

.btn-outline {
  border-color: var(--primary);
  color: var(--primary);
  background: #fff;
}

.btn-outline:hover,
.btn-outline:focus-visible {
  background: #edf2ff;
}

.hero {
  background: linear-gradient(130deg, #edf2ff, #ffffff);
  padding: 2.5rem 0;
}

.hero-grid {
  display: grid;
  gap: 1.4rem;
}

.hero figure img {
  min-height: 220px;
  object-fit: cover;
}

.kicker {
  display: inline-block;
  margin: 0 0 0.65rem;
  font-size: 0.86rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.03em;
  color: var(--accent);
}

h1,
h2,
h3 {
  line-height: 1.2;
  margin-top: 0;
  color: #223061;
}

h1 {
  font-size: clamp(1.7rem, 4.2vw, 2.6rem);
  margin-bottom: 0.75rem;
}

h2 {
  font-size: clamp(1.4rem, 3.2vw, 2rem);
  margin-bottom: 0.6rem;
}

h3 {
  font-size: 1.16rem;
  margin-bottom: 0.45rem;
}

p {
  margin: 0 0 1rem;
  color: var(--text);
}

.lead {
  font-size: 1.05rem;
}

.list-check,
.list-links,
.inline-list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.list-check li {
  margin-bottom: 0.45rem;
  padding-left: 1.4rem;
  position: relative;
}

.list-check li::before {
  content: "\2713";
  position: absolute;
  left: 0;
  color: var(--accent);
  font-weight: 800;
}

.trust-points {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.45rem;
}

.trust-points li {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
}

.trust-points img {
  width: 1rem;
  height: 1rem;
  border-radius: 0;
  margin-top: 0.22rem;
}

.cta-row {
  display: flex;
  gap: 0.65rem;
  flex-wrap: wrap;
  align-items: stretch;
}

.cta-row .btn {
  min-height: 2.8rem;
}

.quick-cta {
  background: #3559d6;
  color: #fff;
  padding: 1rem 0;
}

.quick-cta .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 0.8rem;
  flex-wrap: wrap;
}

.quick-cta strong,
.quick-cta a {
  color: #fff;
}

.quick-cta .btn-outline {
  background: transparent;
  border-color: rgba(255, 255, 255, 0.8);
  color: #fff;
}

.quick-cta .btn-outline:hover,
.quick-cta .btn-outline:focus-visible {
  background: rgba(255, 255, 255, 0.14);
  color: #fff;
  border-color: #fff;
}

.section {
  padding: 2.3rem 0;
}

.section-alt {
  background: var(--surface);
}

.grid {
  display: grid;
  gap: 1rem;
}

.grid.two {
  grid-template-columns: 1fr;
}

.grid.three {
  grid-template-columns: 1fr;
}

.card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.05rem;
  box-shadow: 0 2px 10px rgba(63, 99, 224, 0.08);
}

.card h3 {
  margin-bottom: 0.4rem;
}

.icon-title {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}

.icon-title img {
  width: 1.2rem;
  height: 1.2rem;
  border-radius: 0;
}

.badge-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.badge {
  background: #eef3ff;
  border: 1px solid #cdd9ff;
  color: #2a469d;
  font-weight: 700;
  font-size: 0.84rem;
  border-radius: 999px;
  padding: 0.32rem 0.65rem;
}

.brand-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.45rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.brand-list li {
  border: 1px solid var(--border);
  border-radius: 10px;
  background: #fff;
  padding: 0.55rem 0.7rem;
  font-weight: 600;
}

.faq {
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 0.8rem;
  background: #fff;
}

.faq + .faq {
  margin-top: 0.55rem;
}

.faq h3 {
  margin-bottom: 0.35rem;
}

.list-links li {
  margin: 0.35rem 0;
}

.process-step {
  display: grid;
  grid-template-columns: 2.1rem 1fr;
  gap: 0.6rem;
  align-items: start;
}

.step-num {
  width: 2.1rem;
  height: 2.1rem;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: #e6eeff;
  color: var(--primary);
  font-weight: 800;
}

.page-hero {
  background: linear-gradient(130deg, #eef3ff, #fff);
  padding: 1.7rem 0;
  border-bottom: 1px solid var(--border);
}

.breadcrumb {
  font-size: 0.92rem;
  margin-bottom: 0.55rem;
}

.breadcrumb ol {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
}

.breadcrumb li::after {
  content: "/";
  margin-left: 0.4rem;
  color: #657a96;
}

.breadcrumb li:last-child::after {
  content: "";
  margin: 0;
}

.table-wrap {
  overflow-x: auto;
}

table {
  width: 100%;
  border-collapse: collapse;
}

th,
td {
  border: 1px solid var(--border);
  padding: 0.6rem;
  text-align: left;
}

th {
  background: #eef4ff;
}

.form-grid {
  display: grid;
  gap: 0.8rem;
}

.form-group label {
  font-weight: 700;
  font-size: 0.92rem;
  display: block;
  margin-bottom: 0.24rem;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  border: 1px solid var(--border);
  border-radius: 10px;
  font: inherit;
  padding: 0.66rem 0.72rem;
  background: #fff;
}

.form-note {
  font-size: 0.9rem;
  color: var(--muted);
}

.summary-block {
  margin-top: 1.4rem;
  border: 1px dashed #b9c8df;
  background: #f7faff;
  border-radius: 12px;
  padding: 0.9rem;
}

.summary-block h2 {
  font-size: 1.05rem;
  margin-bottom: 0.5rem;
}

.summary-block p {
  color: #173055;
}

.contact-mini {
  display: grid;
  gap: 0.45rem;
}

.contact-mini a {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
}

.contact-mini span {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
}

.contact-mini img {
  width: 1rem;
  height: 1rem;
  border-radius: 0;
}

.site-footer {
  background: #3659ca;
  color: #e7eef8;
  padding: 2rem 0 1.2rem;
}

.site-footer h2,
.site-footer h3,
.site-footer a,
.site-footer strong {
  color: #fff;
}

.site-footer p,
.site-footer li,
.site-footer span {
  color: #f1f5ff;
}

.site-footer a:hover,
.site-footer a:focus-visible {
  color: #ffd3d3;
}

.footer-grid {
  display: grid;
  gap: 1rem;
}

.legal {
  margin-top: 1rem;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  padding-top: 0.85rem;
  font-size: 0.92rem;
  color: #d2deee;
}

.legal p {
  color: #d2deee;
}

.small {
  font-size: 0.92rem;
  color: var(--muted);
}

@media (max-width: 759px) {
  .cta-row {
    flex-direction: column;
  }

  .cta-row .btn {
    width: 100%;
  }

  .hero {
    padding: 1.8rem 0 2rem;
  }

  .section {
    padding: 2rem 0;
  }

  .card {
    padding: 1rem 0.95rem;
  }

  .footer-grid section + section {
    margin-top: 0.35rem;
  }
}

@media (min-width: 760px) {
  .nav-wrap {
    gap: 1.25rem;
  }

  .menu-toggle {
    display: none;
  }

  .main-nav,
  .main-nav.open {
    display: block;
    width: auto;
    max-height: none;
    opacity: 1;
    overflow: visible;
    transform: none;
  }

  .main-nav ul {
    display: flex;
    align-items: center;
    gap: 0.24rem;
    padding: 0;
    margin: 0;
    border: 0;
    background: transparent;
    box-shadow: none;
  }

  .main-nav li {
    width: auto;
  }

  .main-nav .nav-call {
    display: none;
  }

  .hero {
    padding: 3.1rem 0;
  }

  .hero figure img {
    min-height: 320px;
  }

  .hero-grid,
  .grid.two {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    align-items: center;
  }

  .grid.three {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .brand-list {
    grid-template-columns: repeat(5, minmax(0, 1fr));
  }

  .form-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .form-group.full {
    grid-column: 1 / -1;
  }

  .footer-grid {
    grid-template-columns: 1.2fr 1fr 1fr;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}